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Your situation is more complex than just a charge off because of the judgment.
I have disputed this account on all 3 CR's and it comes back verified no change on an account that was supposedly forgiven in 2000.
Now I am taking this as if we say we didn't apply for credit they have to find out if we did or didn't in order to leave it in the report for others to view.
(Fast cash personal loans com) So to make a long story short-it's possible that a lender could get a score for him even if you can't.
In the address to a group of college students, Woolsey described the Cold War as the third world war and said "This fourth world war, I think, will last considerably longer than either World Wars I or II did for us.
While this may end up costing you .250 in RATE or so it is a definate possibility.