reviews of quicken loans

What's the SOL on the first account? I don't see this as reaging the account, unless they change the DOLA on the first account. So, I'd attack the first account with a validation letter. If it's past the SOL or they can't validate, you're in a better position. If they can validate and you are in the SOL, you will probably have to pay or they can begin collection activity and report.
All of the detailed planning and concerns for a good program and rate are thrown out the window and my borrowers are asking me to "just get whatever you can I don't care about the rate".
Okay I haven't learned how to quote yet. I've got to go back and read that post. So Sirrowan what is a "buydown" situation? If it's more home than can afford. I don't think so. We would have been able to afford our home but the contractor took days longer than allowed by contract. We stayed several days in a hotel. Then the day before closing we were told our closing cost were double what was expected. That wiped out what little we had left. Then 3 months later my gradfather died. We stayed a week in a hotel for that, plus travel to OK from TN. This was pretty much the start of our down fall.
(Reviews of quicken loans) I'm nodding with georgiaboy and JEByrd, it happens, it should happen in my humblest of sassy opinions, because even if paid they are still responsible for the reporting under the FCRA provisions, and if it's not right, it's not right and you could pursue action against them for the damages of an inaccurate negative reporting.
I actually thought the same thing, the whole thing is we just moved in october from a 4 bedroom double wide mobile home to a 2 bedroom apartment, got rid of ALOT of things. Disney will happen, it is for the kids, I am not going to worrry about it. So the cell phone is off for 2 weeks, they dont' report good or bad anyway, cause it is prepaid.